AI · Finance · Home · Travel · Family · Legacy

Your household runs on chaos.
Kaevo runs it on intelligence.

One place for your whole household — so "can we afford it?" finally has an answer.

Start your 14-day free trial → 👀 Try the demo →
AES-256 encryption  ·  Your data is never sold  ·  Built for privacy
✨ AI Assistant
✨
Ask Kaevo anything about your household.
Michael Shollenberger, founder of Kaevo
Why Kaevo Exists

Built by someone who got tired of managing life across
six apps, three spreadsheets, and a file cabinet.

The morning I realized our mortgage, our passport expiration, and a $16,000 trip itinerary were living in three different apps — and one of them was my memory — I started building Kaevo.

I wasn't looking for another app. I was looking for a system where nothing falls through the cracks.

I'm Michael, a dad who spent 25 years building software, most recently as a VP of Engineering. I built Kaevo the same way I'd build enterprise software, because it's trusted with the most important information my family owns.

Michael Shollenberger · Founder · Husband · Dad · Builder

Your budget app doesn't know your passport expires in August. Your spreadsheet doesn't know the AC filter is overdue. Your notes app doesn't know you still owe $16K on the Italy trip. Your calendar doesn't know the water heater's warranty ran out in March.

Kaevo sits above them all.

The AI Household Operating System connects your money, home, travel, retirement, and estate into one intelligent system — and tells you what matters before you have to ask.

Your whole financial life, in one view.

Every account, bill, and dollar of cash flow, connected.

Kaevo's cash-flow forecast with balance projection and upcoming bills and income

Kaevo catches what slips through the cracks.

Overdue filters, expiring warranties, upcoming renewals — surfaced before they cost you.

Kaevo's dashboard surfacing reminders and a household attention score

Plan the future, not just track the past.

Retirement modeling, funded-status, and the milestones ahead.

Kaevo's retirement roadmap with projected balance, funded status, and income milestones
6→1
Apps replaced — budget, home,
travel, family, estate, AI
30+
Life modules — finances,
home, travel, health, legacy
2
Daily & weekly briefings
replace checking everything
$0
Data sold. Ever.
Your household's info is yours.
Sound familiar?

The things that keep
falling through the cracks

💸
"What can we actually spend today?"
After rent, car payments, insurance, and groceries — you're never quite sure what's left. Kaevo calculates your real daily spending power after every bill is accounted for.
🏠
"When was the AC filter last replaced?"
Home maintenance isn't optional — it's just invisible until something breaks. Kaevo tracks seasonal tasks, service schedules, and warranty expirations so you stay ahead of costly repairs.
✈️
"Can we actually afford this trip?"
You've booked flights, hotels, and tours across 6 browser tabs. Kaevo tracks every trip expense, what's paid, what's due, and counts down the days — with a full packing list.
✨

An AI that knows
your whole life

Most apps bolt on a chatbot that only sees one screen. Kaevo's AI reads your entire picture — budget, home, travel, retirement, documents, family — and answers in plain language. Ask whether you can afford the trip, when you can retire, or what's due this week, and get an answer grounded in your real data, not generic advice.

💬 Ask anything ✈️ AI trip planning 📊 Retirement what-ifs 📬 AI briefings
✨ Kaevo AI
Can we afford the Costa Rica trip?
✨ Kaevo AI
Yes — your June surplus covers the $1,800 balance with $2,130 to spare, and retirement stays on track.
When do our passports expire?
✨ Kaevo AI
Maria's expires Aug 14, 2026 — about 6 weeks before your Italy trip. Renew now to be safe.
📬

Every morning and every Sunday,
your life arrives

Kaevo emails you a daily morning briefing with what needs attention today, plus a personalized weekly digest every Sunday — net worth, bills due, upcoming events, trip countdowns, expiring documents, and maintenance tasks. Briefings that replace checking 6 different apps.

💰 Net worth 📋 Bills due ✈️ Trip countdown 🔧 Maintenance 📊 Credit scores
digest@kaevo.ai
Today, 6:00 AM
Your Day Ahead ☀️
📋 Mortgage due today — $2,180
📅 Dentist at 3:00 PM
🎂 Mom's birthday tomorrow
digest@kaevo.ai
Sunday, 6:00 PM
Your Week Ahead ☀️
Net Worth
$847K
Bills Due
$2,340
✈️ Italy trip in 47 days
🔧 AC filter overdue
📊 Credit: 782 ↑ 6pts
What's inside

Every part of your
household's life — organized

Other apps handle one thing. Kaevo handles everything — and connects it all so your budget knows about your trips, your home equity updates your net worth, and an AI that understands your whole picture ties it together.

Your retirement affects your budget. Your home equity affects your net worth. Your travel plans affect your savings. Kaevo connects all of it — so you see the whole picture, not just one slice.

💰
Finance & Wealth
Budget & income tracking, net worth, credit scores, credit card & loan management, debt payoff planning, retirement simulations, savings goals, tax center, insurance, and subscriptions — your complete financial life in one view.
8 financial modules
NET WORTH
Net Worth
$1.27M
Assets
$2.04M
Retirement
$746K
Home Equity
$528K
Savings
$186K
🏠
Home & Property
House equity, maintenance schedules, projects & tasks, home inventory, warranties & appliances, home vitals, and a complete vehicle log. Nothing falls through the cracks.
7 home modules
MAINTENANCE
✓
AC Filter Replacement
Pool Pump Inspection ⚠️
Roof Inspection
Hurricane Supply Check
✈️
Travel & Adventures
AI-powered vacation planning with cost tracking, travel documents with expiry alerts, packing templates, and local adventures. Know what's paid, what's due, and what's expiring.
4 travel modules
VACATIONS
Costa Rica · Jun 14
$3,200 paid · $1,800 due
Eastern Caribbean Cruise
$6,000 paid · Aug 2
Park City Skiing · Dec
Planning · $4,200 budget
👨‍👩‍👧
Family Life
Events calendar, family medical records, pet care, contacts & services, recipes & meal planning, monthly goals, gift tracker, and career planning. Everything your family does, tracked in one place.
8 family modules
MONTHLY GOALS
✓
Book Costa Rica hotels
✓
Review life insurance
Renew 2 passports
Fund emergency account
2 of 4 complete · 50%
🛡️
Protection & Legacy
Hurricane & emergency prep, estate & legal vault, estate checklist, and final wishes. The documents and decisions your family needs — organized before they're ever needed.
4 protection modules
ESTATE CHECKLIST
✓
Create / update wills
✓
Healthcare directives
Update beneficiaries ⚠️
Digital asset inventory
✨
AI Assistant
An AI that knows your entire household picture — your budget, your home, your plans, your goals. Ask anything. Get answers that understand your whole situation, not just one slice of it.
Understands your household
AI ASSISTANT
Can we afford the Costa Rica trip?
✨ Kaevo AI
Yes. Your June surplus covers the $1,800 balance with $2,130 to spare. Retirement stays on track. Go.

Stop managing your household.
Start running it.

Budget apps run one slice of your money. Document vaults file the rest of your life. Kaevo is the only one that actively runs the whole thing — the line below is between organizing your household and running it.

What you need to manage YNAB Monarch Trustworthy Kaevo
Budget & daily cash flow ✓ ✓ ✕ ✓
Net worth & retirement modeling ✕ ~ ✕ ✓
“Can we afford it?” AI from your live data ✕ ✕ ✕ ✓
Trip planning & cost tracking against your budget ✕ ✕ ✕ ✓
Home maintenance schedule & reminders ✕ ✕ ~ ✓
Medical & family records ✕ ✕ ✓ ✓
Estate planning & legal vault ✕ ✕ ✓ ✓
Cars, warranties & insurance ✕ ✕ ✓ ✓
Document storage & organization ✕ ✕ ✓ ✓
AI that runs your household, not just files it ✕ ✕ ✕ ✓

✓ = does it well. ~ = partial or limited. ✕ = not supported.

Built from real life

The real competitor
isn't YNAB —
it's the chaos

Most households run their life across a budget app, a home maintenance tracker, a travel folder, a notes file called "Important Docs," a retirement calculator, and about a dozen browser tabs. That's six apps that don't talk to each other — and none of them know the full picture.

Kaevo is the AI Household Operating System. One place that knows your finances, your home, your health, your travel, your plans, and your legacy — and an AI that can answer questions about all of it.

No other app does this. We checked.

"I built Kaevo because my family was running on spreadsheets, sticky notes, and 'I thought you paid that.' Now I know our net worth, what's due this week, when the passports expire, and whether we can actually afford the Italy trip — without opening 6 different apps."
Michael, Kaevo founder Built it for his own family first
How it works

From scattered chaos
to total clarity

01
Enter your household's data
A guided quickstart walks you through income, bills, credit cards, and retirement accounts in about 3 minutes. Your dashboard lights up with real data instantly.
02
See the whole picture
Your dashboard shows net worth, budget status, retirement readiness, upcoming trips, overdue maintenance, and active goals — all at once, all connected.
03
Ask the AI anything
The built-in AI knows your entire household picture. Ask "Can we afford this trip?" or "When should I retire?" and get answers based on your actual data — not generic advice.
04
Get daily & weekly briefings
Each morning Kaevo emails a quick daily briefing, and every Sunday at 6pm a full weekly digest — bills due, trip countdowns, expiring documents, credit scores, investment totals, and maintenance tasks. Briefings that replace checking everything manually.
Get Started

One app.
Your entire household.

Everything you need to run your household's finances, home, and life — in one place. Try the demo free, or sign up to start organizing.

Pro
Full Access
$19.99/mo
Cancel anytime · AI included
  • Daily budget with real-time cash flow
  • AI assistant that knows your household
  • AI vacation builder & itineraries
  • Home equity & net worth dashboard
  • Retirement projections per person
  • 30+ modules: medical, recipes & more
  • Import from CSV, photos & spreadsheets
  • Cloud sync & household sharing
Start your 14-day free trial →

For planning and organization only. Kaevo is a personal life management and planning tool. It does not constitute financial, investment, tax, or legal advice. Retirement projections are based on user-provided assumptions and do not guarantee any outcome. Consult a licensed financial advisor before making major financial decisions. Kaevo is not a registered investment advisor. Your data is encrypted and stored securely in the cloud. Kaevo does not sell or share your personal data with third parties.

🔒
Bank-level encryption
Your data is encrypted at rest and in transit. We never sell your information.
🚫
No bank connections
Kaevo never links to your bank accounts. You control exactly what data goes in.
📤
Export anytime
Your data belongs to you. Export a full backup whenever you want — no lock-in.
⚡
3-minute setup
A guided quickstart gets your dashboard alive with real data before your coffee gets cold.
Your Data, Your Household

The app that remembers what your family shouldn't have to — and protects it like it's my own.

Encrypted, always

AES-256 at rest, TLS 1.2+ in transit — the same encryption standards used in enterprise software.

Never sold, never trained on

Your data is never sold, never shared, and never used to train AI models.

Built for privacy

Kaevo asks only for what it needs to be useful. No ad tracking, no data brokers, no hidden sharing.

The AI Household Operating System

Stop juggling six apps.
Start running your life.

The budget app. The home maintenance tracker. The travel folder. The retirement calculator. The notes file called "Important Docs." Kaevo replaces all of them — and emails you daily and weekly briefings so nothing slips.

Start your 14-day free trial →

Try the demo free · Your data encrypted and secure